A credit score is a numerical value that represents an individual's creditworthiness. Lenders use credit scores to determine the risk of lending money to a borrower. The higher the credit score, the lower the risk and the more likely a lender will approve a loan or credit application.

While finding a new home can be exciting, navigating the mortgage process can be overwhelming for some. Knowing what steps you need to take can help the process go more smoothly

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With home prices on the rise, you might want or need a bigger mortgage. Now can be a great time to apply for a larger loan, with rates still relatively low for mortgages and other types of loans. If you need more borrowing power, these strategies could help you.

While both allow consumers to finance the purchase of a home, there are several key differences between FHA loans and conventional loans.