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Veteran Affairs Home Loans

Our application process is quick, easy, and stress free. Get access to competitive mortgage financing. 

VA Home Loans

What Is a Veteran Affairs Loan?

A VA loan is a mortgage loan available through a program established by the U.S. Department of Veterans Affairs (VA) (previously the Veterans Administration). With VA loans, veterans, service members, and their surviving spouses can purchase homes with little to no down payment and no private mortgage insurance and generally get a competitive interest rate.

Explore different loan types

Purchase loan
Looking to buy a home? Find out if you’re eligible for a VA-backed purchase loan to get better terms than with a private-lender loan.

Native American Direct Loan (NADL) program
Are you a Native American Veteran or a Veteran married to a Native American? Find out if you’re eligible for a NADL to buy, build, or improve a home on federal trust land.

Interest Rate Reduction Refinance Loan (IRRRL)
Have an existing VA-backed home loan? Find out if you’re eligible for a VA-backed IRRRL to help reduce your monthly payments or make them more stable.

Cash-out refinance loan
Want to take cash out of your home equity to pay off debt, pay for school, or take care of other needs? Find out if you’re eligible for a VA-backed cash-out refinance loan.

Benefits of VA Loan

  • Apply online now
  • No down payment
  • Lifetime Benefit
  • Lower interest rates
  • Limited Closing cost
  • No Private Mortgage Insurance PMI
VA Home Loans

Loan Requirements & Process

To qualify for specific VA loan benefits, length of service, duty status, and character of service are all considered when determining eligibility. For veterans and service members on active duty, a history of active duty service to qualify should include:

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