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FHA Loan

Our application process is quick, easy, and stress free. Get access to competitive mortgage financing. 

What Is a FHA Loan?

The FHA, or the Federal Housing Administration, is a part of the U.S. Department of Housing and Urban Development. Created in 1934 in response to the housing crisis caused by the Great Depression, the FHA is dedicated to helping more people become homeowners.

The FHA was created to help stop an increase in foreclosures and make owning a home more affordable for Americans. The FHA insures mortgages for up to 80% of a home’s value (up from the 50 to 60% that was previously the norm for home loans). This makes loaning money to home buyers less risky for lenders and, in turn, helps them to offer more and better mortgages to future homeowners

Benefits of FHA Loan

  • Apply online now
  • 3.5% down payment
  • Flexibile investments
  • Lower interest rates
  • Assistance programs
  • Higher Debt-to-Income Ratio - 50% or less

Loan Requirements & Process

FHA loans come in a variety of loan types, ranging from standard loans to loans that are tailored to meet very specific needs. Some common FHA loan types include:

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